To know the best deals available in the automobile market, we need to research and compare. This is why we’ve taken the liberty of approaching manufacturers of cars from superminis to SUVs to compare based on different criteria with more emphasis on the monthly PCP price within a 48-month term and £4,000 deposit. Let’s take a sneak peek into the lowest cost PCP offers available.

Dacia Sandero

The all-new Dacia Sandero is an upgrade on the previous version of the car and remains one of the cheapest cars to purchase in the UK. There are some monthly deals you can get if you deposit more making it even more affordable. The £92/month deal is for the fancier Comfort version of the Dacia Sandero, which has a 90 horsepower engine and all the kit required. Features include touch-screen operated navigation.

Representative example: For 48 months and with a deposit of £4,000, you get a 6.9% APR, and an annual mileage limit of 10,000 miles

Monthly payment- £92, cash price- £11,595, manufacturer deposit contribution- £0, total credit- £7,595, optional final payment- £4,905

Total amount payable- £13,315

Validity- 30/6/21

Citroën C1

Most people don’t like to use public transport for commuting and the easiest alternative is a small city car like the Citroën C1. Affordable, low maintenance, compact, safe to drive, and funky looking, the deal is worth the package. The £112/month is for the well-equipped Shine version of Citroën C1. The features include a reversing camera, CarPlay and Android Auto integration and snazzy-looking ‘Zebra’ upholstery.

Representative example: For 48 months and with a deposit of £4,000, you qualify to get an APR of 3.9%, and an annual mileage limit of 10,000 miles.

Monthly payment- £112, cash price- £13,305, manufacturer deposit contribution- £1,350, total credit- £8,075, optional final payment- £3,713

Total amount payable- £14,336

Validity- 30/6/06

Fiat 500

Despite going through several upgrades including a new ’mild hybrid’ engine, the Fiat 500 remains a fan favourite in the city car market. The £108.84/month deal is for the entry-level Pop model, which also comes with 15-inch alloy wheels, LED running lights. The funky new Sicilia Orange paint is another fine option included.

Representative example: For 48 months and a deposit of £4,000, you get an APR of 3.7% and an annual mileage limit of 10,000.

Monthly payment- £108.84, cash price- £13,625, manufacturer deposit contribution- £1,250, total credit- £8,375, optional final payment- £4,184

Total amount payable- £14,549.48

Validity- 30/6/21

Ford Puma

The quality and suitability of Ford Puma are high compared to the deal associated with it. It’s one of the cheapest deals on offer. It offers an unrivalled driving experience and as a compact crossover, you drive with fulfilment. The deal for the 1.0-litre Ecoboost version in entry-level Titanium trim which includes a small electrified boost from the mild-hybrid system and the signature ‘Magic Box’ storage in the rear is incredible. You get more for less.

Representative example:  For 48 months and a deposit of £2,000, you get an APR of 2.4% and an annual mileage limit of 10,000

Monthly payment- £311,65, cash price- £23,645, manufacturer deposit contribution- £0, total credit- £19,645, optional final payment- £9,465

Total amount payable- £24,704

Validity- 30/6/21

Mini Hatch 5-Door

For those that fancy portability, the 5-door Hatch is the perfect fit. With a bit of practicality, you will get accustomed to the mini style vehicle. It has just been updated with new tech features like smart silky digital instruments and a bigger, superficial central touch-screen infotainment system. This deal comes with a trim level of 102 horsepower 1.5-litre petrol engine- a classic.

Representative example: For 48 months and with a deposit of £4,000, you get  3.9% APR, and with an annual mileage limit of 10,000

Monthly payment- £164.33, cash price- £17,305, manufacturer deposit contribution- £282.59, total credit- £13,022.41, optional final payment- £6,830.20

Total amount payable- £18,836.30

Validity- 30/06/21

Renault Kadjar

The Renault Kadjar is a fantastic small crossover that has an effortlessly smart look coupled with excellent driving manners. The Kadjar offers a 140 horsepower turbocharged petrol engine in a standout trim level. The price covers the basic features like touch-screen with navigation and the chance to pair your phone via Bluetooth, CarPlay and Android Autoplay.

Representative example: For 48 months and with a deposit of £4,000, you get 5.9% APR and an annual mileage limit of 10,000 miles Kadjar

Monthly payment- £297, cash price- £25,200, manufacturer deposit contribution- £2,500, total credit- £18,700, optional final payment- £7,549

Total amount payable- £28,325

Validity- 30/6/21

Skoda Karoq

The Skoda Karoq is a powerful, tough, flawless family SUV. It has all the good stuff that makes driving with the family a worthwhile experience. One outstanding feature is its 110 horsepower petrol; others include climate control, power mirrors and connectivity with compatible phones-wireless Smartlink+ connection and Bluetooth.

Representative example: For 48 months and with a deposit of £2,000, you get 4.9% APR, you get an annual mileage limit of 10,000 miles

Monthly payment- £276, cash price- £23,220, manufacturer deposit contribution- £2,000, total credit- £19,220, optional final payment- £8,953

Total amount payable- £25,923

Validity- 31/3/21

Seat Leon

Shrewd lovers of cars have testified that this car could be the cheapest on the VW Golf foundations, especially with the latest version. It is equipped with the latest technology Volkswagen can offer and at a reasonable price. The price is similar to a typical super mini. An even better deal because the hatchback is more refined.

Representative example: For 48 months and with a £4,000 deposit, you get 5.1% APR and an annual mileage limit of 10,000 miles

Monthly payment- £209, cash price- £21,505, manufacturer deposit contribution- £2,000, total credit- £15,127.48, optional final payment- £7,593.30

Total amount payable- £21,803.82

Validity- 30/6/21

Toyota Yaris

Evolution has it that there are more and more production of electric cars and Toyota, as one of the leading brands show their technological flexibility with the compact Yaris. Although you can’t just plug it in to charge, the car is still a very suitable one because it’s well equipped and with a nice design. This makes it a good choice for downsizers or as a city runabout.

Representative example: For 48 months and with £4,000 in deposit, you get 0% APR and an annual mileage limit of 10,000 miles

Monthly payment- £222.10, cash price- £21,885, manufacturer deposit contribution- £0, total credit- £17,855, optional final payment- £8,752,

Total amount payable- £21,855

Validity- 30/6/21

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